Terminals without UnionPay registration will not be available from July


One machine and one household really came. UnionPay completely eliminated the loopholes of a multi-family machine from technical means. A series of violations such as cutting machine, second mobile phone and uncertified terminal will be effectively controlled.

According to the requirements of the People's Bank of China No. 21 to strengthen the terminal security management, all pos machines must be registered after the UnionPay report registration, and it is required to complete the UnionPay report registration of all stock POS machines by June 30, starting from July 1. The newly placed POS machine must be a new POS machine with a serial number key. Old pos machines that have not been registered with UnionPay will no longer be usable. Please install the POS machine that is not installed in the stock before the June 26th to complete the registration of the UnionPay report of the POS machine.

From June 26th, all unloaded pos machines in the inventory will be cleared. At the same time, the pos replacement function and the general merchant completion data function in the system will be turned off, so as to complete the system upgrade.

After July 1st, the system will only allow the new POS machine with serial number key to enter the library, install and UnionPay report registration, and restore the replacement function.

I believe that many agents have received similar requests from the payment company. This means that from July 1 this year, all machine manufacturers will carry out system transformation according to the requirements of UnionPay. Each POS machine will be shipped from the public key file. The transmission key file and serial number key file are strictly regulated. That is to say, each machine must download a unique serial number key from UnionPay before entering the network receiving institution. After entering the network: terminal model, serial number, Information such as the address, time of deployment, name, etc. will be registered and any changes can be traced.

A number of acquirers have issued a notice: from July 1, 2017, the new terminal or terminal information changes must be implemented according to the terminal management method of Yinfa No. 21 document. The terminal equipment serial number of the binding merchant must be true and the manufacturer. The system information is consistent, please be aware.

The second mobile phone industry has also suffered a huge impact. For example, the repair, decryption, canning process, cutting machine, packaging, multi-merchant and other industries of the POS terminal will be affected. The organic traffickers are shouting: stop acquiring the second mobile phone. The stock vomits blood for sale, grabs the cutting machine and so on, while sighing the stop loss, side or real or fake. There are also some shouting: madly accept all two mobile phones! This is either a gamble that wants to have a countermeasure under the policy, or an internal strategy that is guaranteed by the inside.

"Yinfa [2017] No. 21" is the saying:

Using a non-certified POS machine to the payment company that entered the network, the accident occurred!

According to the requirements of the PBOC, from June 1, 2017, the acceptance terminal that has passed the certification of the accreditation body of the national certification and accreditation management department should be selected. Commercial banks and payment institutions shall bear corresponding liability for compensation if the use of unqualified and non-compliant terminals causes customer information leakage or financial losses. The bank card clearing institution shall strengthen the network access management in conjunction with the test and certification results of the acceptance terminal, and it is strictly forbidden to enter the network through the acceptance terminal that has not passed the test and certification.

The stock POS terminal is registered at the end of June, and the newly deployed POS must be registered from July.

At the same time, for the POS terminal, all commercial banks and payment institutions completed the registration of the stock terminal information at the end of June 2017; since July 1, 2017, the new network terminal completed the registration of the terminal information within 2 working days after deployment or change. From July 1, 2017, various commercial banks. The newly placed POS terminal of the payment institution shall comply with the POS terminal application flow specification of the bank card clearing institution, and adopt the password identification technology to enhance the legal identity verification of the POS terminal to ensure the registration information is authentic and reliable.

After the POS terminal is registered, the cutting machine, the second clearing, and the set code can all be detected.

Bank card clearing institutions and member institutions use big data analysis technology to effectively identify violations such as transfer, cutting, clearing, and set-up. For terminals and merchants with abnormal transactions, measures such as investigation and verification, risk warning, delayed settlement, and denial of service shall be taken. At the same time, the clues and evidence of violations shall be reported to the People's Bank of China and transferred to the China Payment and Clearing Association.

On June 1st, China UnionPay also announced on the official website [No. 21] a letter and related plans for implementing the relevant work requirements of the “Notice of the People's Bank of China on Strengthening the Security Management of Bank Card Acceptance Terminals”. All POS terminal manufacturers are required to make modifications according to the requirements of the People's Bank of China.

According to the requirements of the People's Bank of China's urgent document "Yinfa [2017] No. 21" and "Notice of the People's Bank of China on Strengthening the Security Management of Bank Card Acceptance Terminals", all merchants who install pos in the future must provide photos of the back of the machine (including manufacturer, model, SN number). And other information) to report the system, each POS terminal will be included in the supervision! UnionPay also officially sent a letter to all terminal manufacturers and provided corresponding work solutions:

This means that personal bank card information disclosure, fake cards, stolen brushes, various second clear, various payment agency violations of the data will be recorded, can be traced through the terminal, the current market situation of POS terminals There are counts in people's minds. Needless to say, it is inevitable that they are targeted by the mother-in-law. One word "this!", and it will be turned over again. Some terminal manufacturers have been pursuing profits and have made all kinds of lawless behaviors, causing many ordinary people to suffer losses.

One: The machine is not only sold to Erqing Company at a very low price, but also provides technical support;
Second: the machine illegally provides "multi-SN multi-merchant" function to meet the illegal requirements;
Three: Even the procedures of the POS machine are actively released to the market, and there is no "disassembly and self-destruction function" to provide a smashing opportunity for criminals to place "recording and recording devices";
Four: It is to provide a variety of software programs to support the cutting machine service, confusing the entire acquiring market.

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