A friend asked the section chief, can you calculate the rate of a machine? Some customers want to use a small amount of money, some customers use a large amount of capping machine, buy 2 machines and one machine costs money. Why can't you save more money on one machine?
Why not have a clear payment platform to handle such a POS machine, before you figure out the problem, explain the working principle of a multi-channel machine.
First of all, it is impossible to pay a multi-rate rate.
The so-called clear settlement means only one settlement. After you swipe the card, the funds enter the UnionPay clearing system, through a third-party payment company (third-party payment refers to a company that has a national payment license, the funds are regulated by the state, it is very safe. The money is sent to the bank bound to the POS machine. So everyone is On the online banking bill, you can check who is paying the bill for everyone. If the money paid by the company is clear, it will be settled.
So how do multi-channel multi-rates work?
There are many merchants who have a lot of rates. In order to achieve the first-level multi-rate, the funds must be transferred 2-3 times. Therefore, no formal one-clearing company can provide multi-rate multi-channel pos machines.
Multi-rate POS machine working principle
After you swipe the card, the funds will enter the UnionPay settlement system and be sent to the second settlement company through a third-party payment company. The company will register many merchants under the name of the company. There will be people's livelihood, general category, catering, and what rate will be settled to Erqing. In the account of the corresponding merchant under the company name, then the funds are used to call the bank card bound to the POS machine, so the funds have changed hands several times. Security is not guaranteed. And many Erqing companies are not providing standard rate accounts for more money. For example, people's livelihoods will use low-rate codes such as county and township offers. Finally, try to hurt everyone's interests.
Before buying a POS machine, you should check whether the company is eligible for the purchase.
When you choose a POS machine, you must first go to the Chinese company bank to check if there is a payment license for the company. There are not many acquiring companies that have paid for the license, and there are more than 1,000 business companies in the second clearing, often It will explode the situation that a certain company’s money owed to the customer is not accounted for. After all, the funds are not subject to state supervision. When the company’s boss lacks funds, it will check the amount of credit card. T+2 T+3 and even months to get money. However, the Erqing organization also has the advantages of two clearing, such as the speed of the machine, the maintenance time, and some rate advantages. After all, the second payment organization is gradually moving closer to the Qing, everyone is still wide-eyed, looking for some good reputation. Cooperation is king!
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