Avoid risk control, credit card swipe rules to resolve to the next 25 + 3 + 1 card management method:
25 pens (100-500 yuan single consumption) small amount
3 pens (single pen does not exceed 30% of the amount)
1 pen (single pen does not exceed 60% of the amount)
1, 25 small credit card, this is not necessarily 25 strokes, here is about 25 strokes, we have been talking about, intensive card, then spend more than 20 per month, if you are more than 10 pens, If it is a fine sample, a small amount can be more than 20 pens per month.
2, 3 strokes of the amount of consumption, not more than 30% of the card amount, such as your 10,000 quota, generally brush 10% -30% of the amount, that is, brush 1K-3K quota, this is flexible according to their own situation Just respond.
3, 1 large amount of consumption, from the perspective of risk control, each time you swipe, do not exceed 60% of the total card, such as 10,000, brush more than 6,000, brush too much damage card, this pen Large amount of consumption, you can control 30%-60% of the card amount, but not more than 60%, this flexible operation can be.
4, small amount of consumption is generally operated from Monday to Friday, medium and large amount of consumption, usually placed on Saturdays or Sundays or tourist operations.
How to arrange the specific consumption time and amount, we provide a card program according to ordinary office workers, everyone can be used as a reference.
The card time is swiped according to the four time periods of morning, noon, afternoon and evening. Morning: 6 to 10; noon: 11 to 3; afternoon: 4 to 7; evening: 7 to 10. The specific method is as follows:
1, morning: mainly to buy breakfast;
Main brush supermarkets, convenience stores, bakeries, non-staple food stores, the amount: between 10 yuan and 100 yuan.
2, noon: lunch;
Main brush: 100 yuan to 2,000 yuan for restaurants or restaurants convenience store bakery.
3. Afternoon: dinner;
Main brush: 100 yuan to 2000 in restaurants or restaurants.
4, evening: shopping, daily recreation;
Main brush: 100 yuan to 5,000 yuan for department stores, supermarkets, fitness, bars, beauty salons, bowling, ktv, cinemas, etc.
5, another arrangement on weekends, adhere to the principle is to brush high-end merchants, weekends are a lot of people rest time, then the amount of consumption and large amount of consumption, can be spent in these two days, usually Monday to Friday, brush a small amount Yes.
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